What are the Recent Developments in CIPA Lawsuits?
As more companies face lawsuits under the California Invasion of Privacy Act (“CIPA”), some have chosen to settle these claims, while others are defending against them.
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What do I Need to Know about Consumer Privacy Online?
What do I Need to Know about Consumer Privacy Online? Advertisers should be aware of the privacy issues raised by Internet marketing. For more information about recent FTC Reports to Congress on consumer privacy on the Internet, visit the FTC's website (www.ftc.gov). Basically, the FTC strongly...
What is Nonpublic Personal Information ("NPI") according to the Gramm-Leach-Bliley Act?
What is Nonpublic Personal Information ("NPI") according to the Gramm-Leach-Bliley Act? NPI is any "personally identifiable financial information" that a financial institution collects about an individual in connection with providing a financial product or service, unless that information is...
What is the California Invasion of Privacy Act (“CIPA”)?
The California Invasion of Privacy Act (“CIPA”) is a set of laws aimed at protecting the privacy of confidential communications. It makes it illegal to record or intercept conversations without the consent of all parties involved. First enacted in 1967, CIPA ensures that individuals in California have control over whether their personal communications are recorded, establishing the state as a "two-party consent" jurisdiction.
What is the Electronic Communications Privacy Act of 1986 (“ECPA”)?
What is the Electronic Communications Privacy Act of 1986 (“ECPA”)? The Electronic Communications Privacy Act of 1986 ("ECPA") was enacted by the United States Congress to extend restrictions on government wire taps of telephone calls to include transmissions of electronic data by computer (18 U.S...
What is the Gramm–Leach–Bliley Act (“GLBA”) Financial Privacy Rule?
What is the Gramm–Leach–Bliley Act (“GLBA”) Financial Privacy Rule? The regulations require financial institutions to provide particular notices and to comply with certain limitations on disclosure of nonpublic personal information. A financial institution must provide a notice of its privacy...
What is the Health Information Technology for Economic and Clinical Health (HITECH) Act?
What is the Health Information Technology for Economic and Clinical Health (HITECH) Act? This Act directs the FTC to issue a rule requiring entities that obtain consumers’ personal information but are not subject to the Health Insurance Portability & Accountability Act (“HIPAA”) (Pub. L. No...
What is the Privacy Act of 1974?
What is the Privacy Act of 1974? The Privacy Act of 1974, 5 U.S.C. § 552a (2012), which has been in effect since September 27, 1975, can generally be characterized as an omnibus “code of fair information practices” that attempts to regulate the collection, maintenance, use, and dissemination of...
What is the Right to Financial Privacy Act of 1978 ("RFPA")?
What is the Right to Financial Privacy Act of 1978 ("RFPA")? The 1978 Right to Financial Privacy Act (RFPA) establishes specific procedures that federal government authorities must follow in order to obtain information from a financial institution about a customer’s financial records. Generally,...